Address
30021 Tomas St Suite 300
Rancho Santa Margarita, CA 92688
Coral Springs Florida residents: stop letting debt control your life. APFSC provides expert Debt Consolidation to help you take back control. Our local debt help team works directly with your creditors to secure lower rates and create a clear path to financial freedom.
- No-Cost Credit Report Evaluation
- Free Debt Consolidation Assessment
- Tailored Financial Action Plan
APFSC is a federally approved nonprofit local debt help serving Coral Springs and all of Florida. All Credit Counseling sessions are offered free of charge in compliance with federal and state guidelines.
Approved agency for all major creditors including
What We Help With — and How
At APFSC, our goal is simple: help you break free from overwhelming debt without filing for bankruptcy or taking out more loans.
Our certified counselors work with your creditors to reduce interest rates, stop late fees, and simplify your payments into one affordable monthly plan. Whether you’re behind on bills or just need help organizing your finances — we’re here to create a clear path forward.
If you’re feeling stuck, stressed, or unsure what to do next — this is where your fresh start begins.
How does it work?
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Why Coral Springs Florida Residents Trust APFSC
For Coral Springs Florida residents seeking debt consolidation near me, APFSC delivers the highest standard of Debt Consolidation. We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education. We understand how stressful debt can be — especially when you're unsure where to turn for help in Coral Springs. Reach out today for a free consultation and let us build a personalized plan for free savings analysis.
Benefits of Debt Consolidation With APFSC in Coral Springs
- Lower your rates through our Debt Consolidation program, so more of your payment goes toward principal
- Our local debt help team negotiates lower rates while keeping your credit history intact
- Eliminate credit card balances faster through a structured Debt Consolidation plan
- One monthly payment, with a payment date to match your schedule
- Build lasting financial habits with our expert counseling and education resources
- Questions? Our friendly support team is just a phone call away
Save Years of Payments
Lower Your Interest Rates
Keep More Money in Your Pocket
Credit-Safe Debt Solution
Frequently Asked Questions About Debt Consolidation in Coral Springs
Still have questions about debt consolidation near me in Coral Springs? We’re here to help!
Get personalized guidance from our experienced counselors — it’s completely free.
Can I qualify for debt relief with bad credit?
Yes — most people who qualify for our programs have less-than-perfect credit. In fact, that’s exactly who we’re here to help.
Will a debt relief plan hurt my credit score?
A brief, minor dip is possible, but the long-term trend is positive — most clients in Florida see credit score gains as their balances decrease.
Can I use my credit cards while enrolled?
Not during enrollment — the Debt Consolidation program requires closing or pausing active cards so you can focus entirely on free savings analysis.
Is there a cost to enroll in a debt relief program?
Free consultations for Coral Springs Florida residents. Enrollment fees are minimal — and the savings on interest alone far outweigh the cost.
What kinds of debt are eligible?
Our Debt Consolidation program covers credit cards, personal loans, medical bills, and most unsecured debts. Secured debts like mortgages are not eligible.
How long does the process take?
Most Coral Springs clients are debt-free within 3–5 years. Your timeline depends on your total balance and the payment plan we build together.
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© 2017 – 2025 American Pacific Financial Services Corp (APFSC). All rights reserved. APFSC does not loan money.